Terms of Use

Last updated November 9, 2026. These terms are the agreement between you and Loaded Tokens LLC for https://loadedtokens.com.

Acceptance

By using the site, you agree to these terms and to the Privacy Policy. If you do not agree, do not use the site and do not subscribe. Checking the briefing box is agreement to receive that email on the terms below. Buying a paid plan, once checkout is open, is a separate purchase on these terms.

Eligibility

The site is for people who can enter a contract. It is not directed to anyone under 16. You may not subscribe or buy a plan if you are under 16, or if the law where you live says you cannot.

Not professional advice

Loaded Tokens publishes news, explainers, and product opinions. Nothing on the site is financial, investment, legal, tax, accounting, security, or other professional advice. A company profile is not a recommendation to buy or sell a security. A tool verdict is not a promise that the tool is safe, compliant, or fit for your use. You are responsible for what you do with the information, including any decision to spend money or to put data into someone else’s product.

Editorial standards and corrections

Use, Watch, and Ignore are editorial labels. Use means the documented features fit a stated reader need, based on public sources, not a hands-on test. Watch means a material question, an access limit, or missing evidence remains. Ignore means it is not a fit for that reader. Vendor benchmarks stay the vendor’s unless the story names another source. Prices and limits are what a public page said on the date we checked. They are not a live quote and not the checkout total.

Models, prices, and docs change. We can be wrong. If we are, email hello@loadedtokens.com. We correct the page and leave a note of what changed. A correction does not mean we logged into the product or retested it, unless the note says we did.

The subscription checker uses published plan text stored in the site. It cannot see your invoice or your usage. A “cheaper setup” is a lower published sticker, not proof that the limits match.

Intellectual property

The text, headlines, selection of material, site design, and marks belong to Loaded Tokens LLC or to the people who licensed them to us. Vendor names and marks belong to their owners. We use them to identify the products we write about.

You may read the public pages, link to them, and quote a short passage with a link and credit to Loaded Tokens. You may not republish a full issue, a full lesson, or a full tool profile, and you may not present our writing as yours. Paid and member pages are not included in that permission.

Scraping, training, and automated access

robots.txt allows the public site and blocks /pro/library/ and /api/. llms.txt and llms-full.txt list the public files we publish for readers and for automated agents. You may fetch those public pages and files, at a reasonable rate, and quote them with a link to the page and its source.

You may not:

• bypass the member area, copy the member library, the lessons, the team workspace, or the lab classroom, or ignore a block in robots.txt;
• overload the site or the feeds;
• remove copyright notices or sell our writing as a data product;
• use the site, the feeds, or the public exports to train or fine-tune a machine-learning model, or to build a competing dataset. A temporary copy your own browser or reader makes while you read is allowed.

Those files do not give you an account or permission to change the site. Draft issues and paid guides are not in them. If a public file and a page disagree, the page and its cited source control.

Tips and feedback

There is no upload form and no comment account. A tip, correction, or other message you email to hello@loadedtokens.com is a submission. You promise you have the right to send it. You give Loaded Tokens LLC permission to read it and to use the facts in reporting, including to correct a page. We will not publish your email address. We will not print your name unless you ask us to or the law requires it. We do not promise to use a tip, pay for it, or return materials. Do not send confidential or sensitive information to that mailbox.

Newsletter and accounts

The free briefing is optional. When you sign up, we send your email address to Beehiiv, our newsletter provider, which stores it and emails you to confirm. We do not add you unless you check the box, and we do not send a separate welcome email. You can unsubscribe in the message or by emailing us. Confirming the email does not create a paid account.

Sign-in for Pro, Team, and Lab is closed. We do not email a sign-in link, and we do not set a sign-in cookie. When sign-in is open, a link expires in 15 minutes and the sign-in cookie lasts 30 days. Pro is for one person. Team is for up to 10 named people at one organization, including the admin. You may not share a sign-in link or a session, sell access, or use a false email address. You are responsible for the mailbox you name.

Paid plans, billing, and refunds

Checkout is closed. No card is charged, and there is no billing page. The rest of this section applies only if sales open later.

The published prices are:

• Pro: $19 a month, or $190 a year.
• Team: coming soon. No price is published.
• Lab: $249 once, or $199 once for an active Pro member.

Pro and Team renew until you cancel, at the price then in effect. The Lab is a one-time payment, not a subscription. Stripe collects the card on Stripe’s pages. We do not store the card number. Sales tax is added only if the checkout page shows it. We do not accept promotion codes. Hosting, model bills, and other vendors you use in a lab are your costs, not part of the price.

There is no cancel button today, because nothing is for sale. If sales open, you can cancel by emailing hello@loadedtokens.com from the address on the subscription, unless a billing page is available then. Cancellation stops the next renewal. It does not refund a period that has already started, except for the guarantee below or where the law requires a refund.

The only published refund promise is the Pro guarantee: If Pro doesn’t save you at least one hour in your first month, email us within 30 days of your first payment and we’ll refund it in full. No forms, no argument. It applies to the first Pro payment, monthly or annual, and only after that payment has actually been taken. Email hello@loadedtokens.com within 30 days of that payment. You do not have to show quiz scores or classroom checkboxes. The guarantee does not ask for them. The Lab and Team have no separate published refund window.

Referral program

The program on the referral page works like this. A subscriber gets a personal link in the issue footer. A friend who subscribes through it and confirms the email counts. Self-referrals and fake sign-ups do not count. Three confirmed referrals are listed for the 15-minute lab archive, ten for one month of Pro, and twenty-five for a sticker pack and a shout-out. Pro is not for sale, so a free month of Pro cannot be delivered today. We do not collect a shipping address, so we cannot send the sticker pack yet. We will not publish your name in a shout-out unless you agree in writing. Beehiiv keeps the referral counts. We may refuse a count that does not match a confirmed subscription. We may change or end the rewards by updating the referral page. Rewards are not cash and are not transferable.

Sponsored content and affiliates

An ad is labeled. A sponsor does not buy a verdict, a place in a ranking, or editorial coverage. The current issues use a house ad that points at our own rate card, not a paid third-party campaign. There is no affiliate program: we do not add affiliate codes, and we do not earn a commission on the links we cite. If that changes, the link or the text around it will say so, in line with the FTC’s endorsement rules. Rates on the sponsors page are proposals, and booking is not open. sponsors@loadedtokens.com is not a working inbox. Sponsorship mail goes to hello@loadedtokens.com until that inbox exists.

Third-party links and tools

We link to vendors, papers, and other sites so you can read the source. Those sites are not under these terms. A link is not an endorsement that we were paid, that we tested the product, or that the product is safe. Tools you install, accounts you open, and models you call are between you and that provider.

Copyright complaints

If you believe a page infringes a copyright you own, email hello@loadedtokens.com with: your name and contact information; the work you own; the URL of the material you mean; a statement that you have a good-faith belief the use is not authorized; a statement, under penalty of perjury, that the notice is accurate and that you are the owner or the owner’s agent; and your physical or electronic signature. We will review a notice that includes those items and remove or disable material when the claim holds. We may forward the notice to the person who supplied the material.

We have not registered a DMCA designated agent with the U.S. Copyright Office. [TO CONFIRM: DMCA agent] Until that registration exists, send notices by email to hello@loadedtokens.com or by mail to Loaded Tokens LLC, 21750 Hardy Oak Blvd Ste 104 #281815, San Antonio, TX 78258. This is the process we follow. It does not mean a DMCA safe harbor is already in place.

Disclaimers

The site, the briefing, the public exports, and any future paid plan are provided “as is” and “as available.” To the extent the law allows, Loaded Tokens LLC disclaims warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and any warranty that the site will be uninterrupted, that a verdict is complete, or that a price is still the vendor’s price. Some states do not allow a disclaimer of an implied warranty, so part of this section may not apply to you. A consumer guarantee that the law does not let us waive still applies.

Limitation of liability

To the extent the law allows, Loaded Tokens LLC and the people who work on the site are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost data, or a decision you made with an outside tool. Our total liability for a claim about the site or a plan is the amount you paid us for that plan in the 12 months before the claim, or one hundred US dollars if you have not paid us.

We do not limit liability for death or personal injury caused by negligence, for fraud, or for anything else the law does not allow us to limit. Some states do not allow a limit on incidental or consequential damages, so part of this section may not apply to you.

Indemnification

If you submit a tip or other material, misuse the site, copy a blocked area, or share a member session, you will cover Loaded Tokens LLC against a third-party claim that comes from that conduct, including reasonable legal fees. We will tell you about the claim. You do not have to cover us for our own editorial choices.

Termination

You may stop using the site at any time and unsubscribe from the briefing. We may suspend or stop the site, a feed, or an account if you break these terms, if a provider we depend on stops, or if we discontinue a product. Checkout being closed is not a breach by you. Sections that should continue, including intellectual property, disclaimers, liability, and disputes, still apply.

Governing law and disputes

These terms are governed by the laws of the State of Texas, not by conflict-of-law rules that would pick another state’s law. The federal and state courts in Bexar County, Texas are the venue. You are not required to use arbitration. These terms do not waive your right to take part in a class action.

Before filing, email hello@loadedtokens.com with a short description of the dispute and wait 30 days. That wait does not apply to a request for injunctive relief about intellectual property, and it does not cut short a deadline the law imposes. You may also have rights to bring a claim in your home state that this section cannot move. A consumer protection right that cannot be waived still applies.

Other terms

If a court holds one part of these terms unenforceable, the rest stays in effect. These terms and the Privacy Policy are the whole agreement about the site. A failure to enforce a provision is not a waiver. You may not assign these terms. We may assign them with the publication. Headings are for navigation.

Changes

We will post a change on this page and update the date. If a change is material, the date and a note at the top will say so. Using the site after the new date means you accept the change. We will not treat a silent edit as consent to a new paid renewal. A price change applies to a future period, not to a period you already paid, and only after checkout exists.

Contact

Loaded Tokens LLC
21750 Hardy Oak Blvd Ste 104 #281815, San Antonio, TX 78258
https://loadedtokens.com
hello@loadedtokens.com